Work out the payment before you ask.
Move two sliders, pick a term, and see a monthly figure and where the money goes. When it looks right, the form further down is the only one you fill in.
Where each dollar goes.
Price, down payment, term, and a fixed 7.0% APR. The bar underneath splits everything you would pay into the car and the interest.
Everything you would pay over the term:
An estimate, not an offer. The real rate and term depend on your application.
Apply with these numbersMore down, less a month.
What you put down
Every dollar you put down is a dollar you do not borrow, so it comes off the monthly figure and off the interest too.
How long you borrow for
A longer term lowers the monthly figure and raises the interest paid in total. Try 36 and 72 months above and watch the light part of the bar.
The percentage
The calculator uses 7.0% for everyone so cars can be compared. Yours is set after the application.
What happens after you send it.
- 1
It arrives
With the numbers you entered. Nothing is decided by this page.
- 2
We call you
On the phone number from the form, to go through what you sent.
- 3
You get the terms
The rate, the term and the monthly figure, before you agree to anything.
- 4
The handover
Sign, then collect the car or have it delivered.
The only form.
Fifteen fields, in the order below. Only the phone number and the email have to be right for it to send; fill in the rest as far as you can.
Loans, in plain words.
Is the monthly figure a promise?
No. It is arithmetic on the numbers you chose at a fixed 7.0%. The terms you are offered come after the application.
Does applying affect my credit?
Ask us before you send it and we will tell you exactly what is checked, and when.
Can I pay the loan off early?
That depends on the terms you are offered. Ask when we call, before you agree to anything.
What if I do not know my credit score?
Leave the field empty and send the form anyway. A phone number and an email are enough to start.